The Oxford Oracle

Read the latest financial news from professional advisors at Oxford Financial Partners.

Posts about Investing:

I Don't Know

I Don't Know

Want to know if you're dealing with an honest investment advisor?  Ask them this one simple question:  "Where do you think the market is going?"

Setting Your Investment Policy

Setting Your Investment Policy

Year to date the S&P 500 has set new record highs 53 times.  While the market has cooled a bit of late, it's still up more than 18% for the year.  At this point some experts are predicting continued strong gains, while others suggest the market is ripe for a fall.

Timing is Everything...Except in Investing

Timing is Everything...Except in Investing

Clients of Oxford are familiar with our belief that market timing is a fool's errand.  Market timing refers to the (very mistaken) belief that there is some sort of investing crystal ball that will allow an investor to get out of the market right before things get bad, and then get back in right before the market goes back up.  While intellectually appealing, the entire idea has been proven to be a failure.  It turns out that investor myopia gets worse at precisely the wrong time.  

Cheerios:  A Retirement Lesson

Cheerios:  A Retirement Lesson

For years now Cheerios have been the most widely known breakfast brand in the United States.  Everybody seems to have them in the pantry.  When I was a kid my favorite breakfast was a bowl of cheerios with banana slices and sugar (LOTS of sugar).  My Mom rarely bought the expensive sugary cereals like Fruit Loops, so I would sneak in some extra sugar into my Cheerios when she wasn't looking.

Midyear Investment Update

Midyear Investment Update

As America continued to recover from the COVID-19 pandemic in the first half of 2021, the economy and the equity markets made significant progress.  My midyear report to you is, as always, divided into two parts.