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Financial Planning

Roth Conversions for Income Tax-Free Inheritance

How much do you love your adult children?  Enough to pay their future income taxes for them?  If yes, then read on.

Timing is Everything...Except in Investing

Clients of Oxford are familiar with our belief that market timing is a fool's errand.  Market timing refers to the (very mistaken) belief that there is some sort of investing crystal ball that will allow an investor to get out of the market right...

Walk Your Way to Investment Success

Famous philosophers back to Aristotle have extolled the virtues of walking to stimulate creativity, mental clarity, happiness, focus, and fresh perspective.  Turns out this ancient practice could benefit your investment portfolio as well.

If Santa Fell Off the Roof, Would Your Insurance Cover It? Here's How Your Insurance Company Would Handle These Christmas Movie Mishaps

The season isn’t complete until you’ve watched your favorite holiday movie, right? And with the world continuing to social distance, it’s likely you’ll have some extra time on your hands this month to relax, unwind and enjoy some Christmas classics.

It's time to make a plan

"If a man knows not to which port he sails, no wind is favorable." – Seneca

The Stoic philosopher Seneca may have been ahead of his time.  There might be something to this whole planning thing.

By any objective measure, today’s global economy is...

Taking Care of Your Family After Your Passing: Here's How to Write a Letter of Intent During the Estate Planning Process

Having an up-to-date will is an excellent step in establishing an estate plan. It provides legal protection, structure to loved ones and starts the process of dispersing property. A will distributes a majority of your property, but often leaves out...

7 Cybersecurity Tips for online shopping

According to a recent survey, 87 percent of U.S. adults feel that the risk of becoming a victim of a cybercrime is growing.1 In fact, online crimes including server breaches are the single largest criminal threat facing small businesses.

Open Enrollment Begins November 1st. Consider These 4 Tips For Choosing a Health Insurance Plan

Open enrollment (the annual period where you can enroll in major medical health insurance plans), begins November 1, 2020 and will remain open for 45 days, or until December 15. For someone looking to change or add coverage, this offers a short...

Financially Speaking, Is It Better to Have Kids Earlier or Later in Life?

It costs on average $233,610 to raise one child.1 For most, that’s a significant chunk of change. If you and your spouse are curious about the financial ramifications of having a child earlier or later in life, there are plenty of pros and cons to...