The Oxford Oracle

Don’t Overlook These 13 Financial Factors In Your Retirement Plan

Retirement planning is a lifelong process that can shift as time goes on. Details such as your retirement goals, your post-retirement tax burden and your level of savings can all ebb and flow depending on your financial circumstances. However,...

I Don't Know

Want to know if you're dealing with an honest investment advisor?  Ask them this one simple question:  "Where do you think the market is going?"

The Biggest Retirement Risk

In the article Setting Your Investment Policy we established that stocks are a proven tool for funding long-term retirement goals, and that they are inherently volatile.  These realities should be documented between a client and their advisor in a...

Setting Your Investment Policy

Year to date the S&P 500 has set new record highs 53 times.  While the market has cooled a bit of late, it's still up more than 18% for the year.  At this point some experts are predicting continued strong gains, while others suggest the market is...

Roth Conversions for Income Tax-Free Inheritance

How much do you love your adult children?  Enough to pay their future income taxes for them?  If yes, then read on.

Has It Really Been 20 Years?

This Saturday marks the 20th anniversary of one of the most tragic events in American history.  2,977 innocent lives lost, 25,000 people injured and over $10 billion in property damage.  

Timing is Everything...Except in Investing

Clients of Oxford are familiar with our belief that market timing is a fool's errand.  Market timing refers to the (very mistaken) belief that there is some sort of investing crystal ball that will allow an investor to get out of the market right...

Are Roth IRAs Really the Best?

This the final blog in a three series blog looking at whether or not Roth IRAs are the "best" vehicle for retirement savings.

Traditional IRAs versus Roth IRAs

Roth IRAs are frequently mentioned in the popular press as one of the top vehicles for retirement saving.  But are they really all they're cracked up to be?