The Oxford Oracle

Read the latest financial news from professional advisors at Oxford Financial Partners.

Nobody "Invests" in Cryptocurrency

Nobody

Cryptocurrencies like Bitcoin and Ethereum receive vast amounts of attention from the media, with most headlines touting the incredible price swings in these "investments".  As useful as these may eventually become as a means of exchange, they are not investments ; they are merely "speculations".  Retirees who don't understand the difference are putting their retirement portfolios in jeopardy.

The Great Goldbug Invasion of 2021

The Great Goldbug Invasion of 2021

If you live in certain portions of the Midwest and Atlantic coast, you're probably dealing with a terrible swarm of nasty bugs right now.  These bugs appear periodically, preying on innocent people.  Overcome with fear of these horrible creatures, some are no longer able to enjoy time with friends and family.  Instead, they huddle inside by the TV waiting for the next dire report to be published about the destruction sure to ensue.

“Back to the Future” – The Return of Inflation

“Back to the Future” – The Return of Inflation

In 1985 the movie “Back to the Future” was released. As Wikipedia explains “Set in 1985, the story follows Marty McFly (Fox), a teenager accidentally sent back to 1955 in a time-traveling DeLorean automobile built by his eccentric scientist friend Doctor Emmett "Doc" Brown (Lloyd). Trapped in the past, Marty inadvertently prevents his future parents' meeting—threatening his very existence—and is forced to reconcile the pair and somehow get back to the future.” It's now 35 years later and I can’t help but wonder if we aren’t facing another crisis that could use some time-traveling help. You see, it’s been nearly that long since investors had to face down the terrible financial menace called inflation.

In Investing, Time Is On Your Side

In Investing, Time Is On Your Side

Much ink is spilled each day in the media about the "volatile" stock market.  Even with the S&P 500 up 10% year to date and an incredible 44% in the past year, the media continues to look for the bad news in a sea of good.

The Best Capital Gains Tax Rate is 0%

The Best Capital Gains Tax Rate is 0%

President Biden is set to address the nation tonight to pitch his "American Families Plan" in front of a socially-distanced Congress.  As with all new spending plans, the funding has to come from somewhere, and it appears that increased capital gains taxes will be a significant funding source.

Ignore These 2 Investing Conspiracies

Ignore These 2 Investing Conspiracies

Anytime that control of the white house changes political parties, there is going to be change. Beyond standard policy items like taxes and regulation, I have also seen much speculation about “hidden” or “secret” changes that could come about that we are all supposed to be “scared of”.